First published: 26 September 2022 @ 6:00 pm
There are many types of the product that individuals can choose from in order to get better treatment when they need it. Here we have top 6 best insurance companies in Indonesia for your options.
Medical coverage is the need for most people who want to take care of their health. The health insurance is a type of financial protection you can use in order to help pay for your health expenses.
It is important, especially when you are traveling or living in another country, as it helps you make sure that your expenses are covered.
What’s the Best Insurance Company in Indonesia?
1. AIA
Emergency medical insurance coverage is an insurance that you can use in order to pay for your medical expenses that are arising.
The AIA is also known as the AKI, which stands for All Indonesia Accident Insurance.
In this insurance, you will be covered in case of an accident or sickness in the country, which will help you pay for your medical expenses.
2. Allianz
If your medical costs need a health insurance plan, you can choose the Allianz.
The Allianz is an international company that has over 55 years of experience in providing medical coverage and protection for travelers.
You can purchase the Allianz medical coverage from their website or from your local branch.
You can also use the option to download their mobile application that helps you to manage your policy easily.
3. Astra Life
If you have pre-existing medical condition, you can take the Astra Life insurance.
It can cover a wide range of expenses, including hospitalization and prescription medicines.
This is very suitable for students. They can use it to pay their university fees, as well as their daily expenses.
You can get Astra Life service by contacting a broker in Indonesia or through your local bank branch.
You will be required to pay a premium before you can take advantage of this coverage option.
4. Manulife
Personal accidents happen all the time, but insurance coverage can help you get treatment for these kinds of problems.
Manulife is one of the best companies in Indonesia because it provides quality medical coverage for its clients.
It covers:
- Dental expenses
- Medical expenses and treatments for chronic conditions (such as diabetes)
- Routine checkups and examinations that can help detect certain illnesses early on.
5. Prudential Indonesia
Indonesian citizen can choose from Prudential Indonesia. The company offers a range of medical plans to its clients. That way, you are getting the best at an affordable price.
The Prudential Indonesia covers your medical expenses in case of any accident or sickness.
You can choose between the traditional and the premium plans, depending on how much coverage you need.
6. Sinar Mas Insurance
The cost of medical facilities and treatments in Indonesia is high. This is one reason why people need policy that they can use to pay for these expenses.
Sinar Mas is a good option because it has many types of plans and benefits that you can choose from.
The coverage will cover you for hospital, surgery, and medical fees when you travel outside of Indonesia.
You will also have coverage for dental treatment when you travel outside the country as well.
Finding the Best Fit of Insurance Policy
Insurance providers will always want to sell you the highest coverage for your money.
They want you to pay as much as possible for their services, so they will always try to get you the best they can offer.
However, this does not mean that you should go for a plan that costs too much for your needs.
There are several options available in choosing the best plan for yourself.
The above mentioned are just some of them. However, it is still important that you know what they offer. That way, you can make an informed decision when purchasing them.
Our blog, HandyWork, offers the best in-depth information about the Indonesian insurance industry, as well as health and medical insurance coverage.
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